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Decrease Injury Risk or Fatality, Develop Your JSA Program
OSHA fined a New Jersey General Contractor $180,000 due to their safety negligence for not recognizing the hazards working near power lines. They allowed workers employed by subcontractors to work 5-7 feet from live power lines using scaffolds.
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Secondary Perils Cause Significant Impact on Commercial Property Insurance
Secondary perils, such as severe convective storms, floods, wildfires and hailstorms, have significantly impacted the commercial property market. In fact, according to industry data, secondary perils have consistently accounted for over 50% of insured natural disaster losses in recent years. This article provides more information on secondary perils, including their impact on the property insurance market. It also offers tips on how businesses can mitigate associated risks.
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OSHA Announces Top 10 Violations for 2023
OSHA recently revealed its top 10 most frequently cited standards in the 2023 fiscal year using preliminary data. This information is valuable for businesses of all kinds, as it helps them identify common exposures that affect their workforce and gives them the information they need to plan their compliance programs.
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Employer-sponsored Health Insurance Premiums Rose to Nearly $24,000 for Family Coverage in 2023
The Kaiser Family Foundation’s (KFF’s) 2023 Employer Health Benefits Survey revealed that workers and employers alike are paying more for job-based health insurance this year.
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DEI Efforts Lagging for “BIPOC” and Hispanic Employees, According to Report
A 2023 diversity, equity and inclusion (DEI) survey by media company Arizent found that although 75% of respondents believe their organization has a genuine commitment to inclusion, people of various cultural backgrounds (or “BIPOC”) or Hispanic men and women still report higher levels of isolation than their white counterparts.
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Top 10 Ways to Control Your EMR
Your experience modification factor, or mod, is an important component used in calculating your workers’ compensation premium. If you can control your mod, you can lower your price — so we’ve gathered top tips to help you impact your bottom line.
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Business Risk Liabilities for Snow & Ice
Each business is unique and faces different winter weather challenges; however, maintaining safe premises for workers, clients and other third parties is essential for all organizations. While snow and ice dangers vary from year to year, there are several reasons why businesses need to remove snow and ice from their property, including:
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Budget Properly for The Holidays
If you’re like most American consumers, you likely haven’t planned ahead for holiday-related spending and may find yourself struggling for cash come January. Proper budgeting and smart shopping techniques will help you stay within budget while finding something special for everyone on your list. Keep reading to review top budgeting tips.
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Inflation Added Up to $106B to Auto Liability Losses From 2013-2022
Inflation—both social and economic—drove personal and commercial auto liability claim costs an estimated $95 billion to $106 billion higher than they would otherwise have been between 2013 and 2022, according to a new report from the Insurance Information Institute (III).
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Preventing Property Losses With Infrared Thermography
For commercial property owners and managers, protecting facilities and minimizing potential losses is of utmost importance. One invaluable resource is infrared thermography. This advanced imaging technology is nonintrusive and highly efficient in detecting issues before they escalate into major complications. This article explores the mechanics of infrared thermography and its multiple applications in reducing commercial property losses.
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