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An umbrella insurance policy protects you from a downpour—that worst-case scenario where you could lose everything in a lawsuit.

From an insurance buyer’s perspective, it can sometimes feel as if premium prices change on a whim. But the truth is that the insurance market is cyclical in nature, fluctuating between soft and hard markets.

On July 17, 2023, OSHA announced a final rule that will require certain employers in designated high-hazard industries to electronically submit additional injury and illness information than what is currently required but employers are already required to keep. The final rule will become effective on Jan. 1, 2024.

Colorado State University (CSU) researchers recently provided updated projections for the 2023 Atlantic hurricane season (June 1 through Nov. 30), now expecting “above-average” tropical cyclone activity in the coming months. This article offers more information on the new forecast and outlines key takeaways for both businesses and individuals to keep in mind.

Many people are flustered when they file an insurance claim given that claims typically follow devastating events like car accidents, illnesses or home fires. To help you file a claim with ease, we have compiled some useful information you need to make the best of this trying experience.

IRS Issues Guidance on HDHP Coverage and COVID-19 Preventative Care

Fireworks are a staple of many Fourth of July and other celebrations but remember to take precautions to ensure your special event is safe and accident-free.

Hiring youth workers—many times to fill seasonal positions—can be an integral component to your organization’s hiring plan. Early work experience can also be a great opportunity for teenagers to learn important skills.

Recent market developments have demonstrated signs of an improving commercial insurance landscape. Yet, industry experts asserted that ongoing headwinds facing certain lines of coverage will continue to generate hardened conditions overall, therefore driving up premiums. As such, it’s essential for businesses to be aware of the following market trends and how they may impact coverage costs.

Although AI can offer several benefits—such as improved efficiency, objectivity and decision-making—it also presents challenges related to biases, transparency and ethical concerns. This article examines the pros and cons of AI in employment decision-making, discusses relevant laws and regulations for businesses to consider, and provides tips on mitigating AI-related risks.