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If someone were to ask you what was covered under your auto insurance policy, would you be able to tell them? Like most of us, you would probably have a hard time confidently answering that question. Interpreting the various types of coverage offered under your auto insurance policy, and all those insurance terms, can be tricky, but extremely beneficial. The more you understand your policy, the more peace of mind you have knowing you are sufficiently covered in an accident. To help you develop a better understanding of your policy, here are six types of coverage that it may include.

15-passenger vans are invaluable as they can help transport large groups of people to one destination. However, they also carry unique risks that can be potentially deadly without proper precautions in place. In fact, recent research from the National Highway Traffic Safety Administration found that 15-passenger vans are more likely to be involved in single-vehicle rollover crashes—accidents that result in a vehicle being tipped on its side or roof—than other types of vehicles.

Going out on a nonmotorized boat can be an exciting camp experience. However, as a camp counselor, you must ensure that campers stay safe while engaging in this activity. Being aware of the dangers associated with boating can help you properly prepare for and respond to its associated risks. Keep reading for more information on types of nonmotorized boats, their potential hazards and safety precautions to implement on the water.

For 2023, Colorado State University (CSU) hurricane researchers are predicting a slightly below-average Atlantic hurricane season, which runs from June 1 to Nov. 30. CSU researchers believe there will be 13 named storms throughout the year. This total sits below the average of 14.4 named storms per year recorded between 1981 and 2020.

It can be challenging for a business to recover following a hurricane. In fact, 40% of small businesses won’t reopen after a natural disaster, according to the Federal Emergency Management Agency. As a business owner, being prepared is one of the best ways to ensure your business survives following a hurricane or other natural disaster. Follow these checklists and keep your business prepared in the event of a hurricane.

Between 60,000 to 75,000 wildfires are expected to occur, potentially burning 6.5 million to 8.25 million acres of land this fire season.

While physical exercise is known to be good for your body, it also can help your mind. Research continues to validate that exercise can improve mental health by reducing anxiety, depression and a negative mood. When you include exercise as part of your everyday routine, you’ll be reaping both physical and mental well-being benefits.

It is essential to implement safety measures during trenching and excavation work to help prevent serious injuries and deaths. Especially considering the recent rise in fatalities and penalties involving this type of work, construction employers need to ensure they utilize proper risk management techniques.

Just a single inch of water from flooding can cause costly damage to your home! Here’s what you need to know about insuring against damages caused by a flood.

If horses are a part of your business, you need a commercial equine liability policy, even if you have other coverage that protects you against general liability exposures.