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Would you pack up your car for a vacation, pack all the kids in the car, turn onto the highway and drive, without knowing where you’re headed? Not usually! Same thing goes with a financial plan. Contact our team at Marshall & Sterling Wealth Advisors.

NY HERO Act Update: Covid-19 Designated an Airborne Infectious Disease

Floods are the number one natural disaster in the United States. While some regions, such as coastal areas, are more flood-prone than others, the unpredictability of climate change exposes all property to some risk. And torrential rainfall isn’t the only culprit. Flooding is also caused by mudflows, rapid snowmelt during spring and ice jams during winter. 

Under the American Rescue Plan Act of 2021 (ARPA), employees who were involuntarily terminated or had their hours reduced (and who met certain other criteria) became eligible for fully subsidized COBRA coverage from April 1, 2021, through September 30, 2021.

Earlier this month, the IRS released an updated version of Form 941, with associated revised instructions, to include fields for taking a tax credit for the American Rescue Plan Act (ARPA) COBRA subsidies.   

Prevention of heat stress in workers is important. Employers should provide training to workers so they understand what heat stress is, how it affects their health and safety, and how it can be prevented. If you’re an outdoor worker, it is important to take precautions against exposure to sun, heat and bug bites during the summer months. 

On July 6, 2021, the NY DOL published a new Airborne Infectious Disease Exposure Prevention Standard, Model Airborne Infectious Disease Exposure Prevention Plan, and various industry-specific model plans.

Volunteers bring a lot of value to the organizations they work with. But they can also bring a lot of risk.

A recent report by the U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) found that fatal traffic accidents increased 7.2% in 2020 from 2019, despite fewer drivers on the road.

Vacant properties are susceptible to undetected damages, such as fire, water damage, electrical explosions, wind or hail damage, and mold. In addition to extending coverage, there are some simple steps that owners of vacant property can take to limit their risk and liability.