Blog

The more you understand your policy, the more peace of mind you have knowing you're covered in an accident. To help you develop a better understanding of your coverage options, here are the top types of coverage your policy may include.

On January 20, 2021, the New York Department of Labor issued supplemental guidance on the use of COVID-19 sick leave.  All prior guidance remains in effect. The additional guidance is as follows:

As a business owner, you turn to insurance to help you identify and address the unique threats to your goods, property, customers and bottom line. However, many wrongfully assume that once they’ve secured the proper coverage, all of their exposures are addressed and they no longer need to review their policies.

On Dec. 21, 2020, Congress passed a $900 billion stimulus bill that includes emergency economic relief, government funding and tax cuts. The bill also includes provisions that will impact group health plans.

In addition to the full list of maintenance and behavior considerations the CDC lists for youth camps, sleep away camps should also consider:

Inland marine coverage provides protection to fill any gaps in commercial property protection or to reach specific limits of coverage. When weighing whether or not your business needs inland marine insurance, consider the nature of your business and operations.

As the holiday season approaches, the CDC has begun to warn of the impact of small gatherings.

Pawnbrokers and Check Cashers are somewhat on the frontline of civil unrest as it attracts looters and rioters. It is important that we do all we can to manage the risks - see these tips from our team.

There have been slight increases in some indexed figures for 2021.

The April 2019 change to the NY Election law permitting all employees to request up to three hours of paid time off to vote for any election, regardless of work schedule has been revised and replaced with a new law - read more.