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When it comes to losses of electrical and electronic equipment, few events can match the destruction caused by surges (transients) and electrical noise. These phenomena are responsible for about 50 percent of most electronic equipment failures today—and that doesn’t even begin to take into account the latent damage or degradation to electrical equipment caused by surges.

You may not think an error on your auto insurance application is a big deal, but the consequences can be very costly. Giving inaccurate information on your application can lead to increased premiums, policy cancellations or no financial assistance in the event of an accident. To avoid these negative effects, here are the top 5 mistakes to avoid: 

Keeping your business safe can be a big worry for many jewelers and pawnbrokers—especially around major holidays. It’s not just about having peace of mind when you’re off the clock, it’s also a matter of your business’s long-term survival. The hard part is, it’s impossible to predict when the safety and security of your customers, inventory, and cash on hand will come under threat.

Earthquakes, one of Mother Nature’s most unsettling phenomena, are unpredictable and can strike without warning. The forces of plate tectonics have shaped the earth over many years, as the huge plates that form the earth’s surface slowly move over, under and past each other. Sometimes, the movement is gradual.

Many backyard gatherings are centered around the grill and the family’s resident chef who is creating all the enticing aromas. In spite of how great grilled foods taste, gas and charcoal grills account for an average of 10 deaths, 100 injuries and $40 million in property loss each year, according to the United States Fire Administration.

Recreational vehicles (RVs) can be a fun way to enjoy nature and spend time with your family. However, because they’re bigger and heavier than an average car, there are additional hazards that come with owning and operating an RV.

Many RV accidents can be avoided by following these helpful tips:

Bedbugs are small, parasitic insects that bite people while they sleep and feed on their blood. While most infestations are located in hotels, homes and hospitals, any building with carpet, fabric or furniture is at risk of an infestation.

Summer can be an intense season. If you don’t take the proper precautions, the sun can severely damage key components of your vehicle. In fact, it’s not uncommon for the exterior of cars to reach 194◦ F when exposed to direct sunlight in the summer. This amount of heat can not only wreak havoc on your car’s finish, but its interior as well.

The IRS recently released the inflation adjusted amounts for 2020 relevant to Health Savings Accounts (HSAs) and high deductible health plans (HDHPs) via Revenue Procedure 2019-25. 

Marshall & Sterling Insurance and the Selective Insurance Group Foundation (Foundation) partnered to support the efforts of Gateway Community Industries through $1,500 in financial support.