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Republican efforts to repeal and replace the Affordable Care Act (ACA) came to a halt when the Senate fell short of the 51 votes required to pass the Health Care Freedom Act (HCFA) late last month. 

Most small businesses think their company is too small to be a target for hackers - that their data just won't be valuable. In reality, data thieves are simply looking for the path of least resistance.

Cyber attacks and resulting data breaches often begin with a spear-phishing email. Spear phishing differs from regular email phishing in its use of extensive research to target a specific audience, which allows the spear phisher to pose as a familiar and trusted entity in its email to a mark.

If Hurricane Irma is affecting your area, it is important to know the following tips for what to do after a hurricane:

These are just two of the most pressing questions pawnbrokers ask. Most pawnbrokers would agree that it makes perfect business sense to buy insurance to protect their property, and the property of their clients. The main question most pawnbrokers ask is “will I get paid?” and “how long will it take to be reimbursed by the insurance company?"

Staying safe while traveling involves more than simply locking your valuables in a hotel safe. Today, cyber crime is just as prevalent as conventional crime. In fact, your digital property may be more valuable to criminals than your personal property. Before packing for your next trip, take the following precautions to protect yourself and your belongings while away:

We are excited to announce that we have been voted "best of the best," 1st place in the Times Herald Record Readers' Choice Awards, for the category of Insurance Company. Our employees take great pride in this recognition - it's quite an honor!

We are excited to announce that Dawn Hamilton, a Client Services Representative with Valley Agency of Kingston, NY, recently was awarded the designation of Certified Professional Insurance Agent (CPIA), a professional designation conferred by the American Insurance Marketing and Sales Society (the AIMS Society).

U.S. Citizenship and Immigration Services (USCIS) has released a new version of and instructions for Form I-9, Employment Eligibility Verification. By September 18, 2017, employers must use only the new version.

Employment-related lawsuits are a growing concern for employers of all sizes, including home-based businesses. Marshall & Sterling, Inc. can help you manage all your business risks, including employment practices liabilities.

What is Employment Practices Liability Insurance?