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Teenagers can be great employees, as they are often quite energetic and ready to “get their hands dirty” at their first jobs. Yet, they also pose a risk to you as an employer because they have a high frequency of injury. This is due in part because they can be impulsive and they lack the experience necessary to recognize job-related hazards.

In a first step toward repealing and replacing the Affordable Care Act (ACA), the U.S. House of Representatives passed the American Health Care Act (AHCA) yesterday afternoon by a vote of 217-213. 

The ACA imposes an annual fee on insurers and plan sponsors of self-insured coverage to help fund the Patient-Centered Outcomes Research Institute (PCORI). The PCORI fee applies to policy or plan years ending on or after Oct. 1, 2012, and before Oct. 1, 2019.

Many people with vacation homes are turning to AirBnB to rent their homes to earn extra income. But did you know your normal home insurance may not give you the proper insurance protection?

Purchasing your first home is an exciting milestone. However, home buying is no simple task, and many first-time purchasers fall into common, sometimes costly, traps.

So, before you start searching for your dream home, keep in mind the following do’s and don’ts:

DO...

The first two years of the Affordable Care Act’s (ACA) Employer Mandate and corresponding IRS reporting has passed (2015 and 2016). However, the IRS has yet to impose any penalties on employers for failure to comply. Earlier this month the Treasury Inspector General for Tax Administration (TIGTA) issued a report addressing the status of their enforcement efforts.

Auto insurance is meant to protect you by covering your bills after an accident. However, the amount of compensation can vary greatly depending on the type of claim that’s made by insurance carriers and the value of your vehicle. The decision to have your vehicle repaired or declared a total loss directly impacts how much you receive.

Living green, building green and surrounding yourself with earth-friendly products minimizes the negative impact you have on the natural world. By abiding by green principles, not only are you keeping your family from getting sick, you are also looking out for Mother Nature’s limited resources

3 Tax Recordkeeping Tips for Employers

Keeping good records not only makes tax filing easier and faster, but it can also help you monitor the progress of your business, prepare your financial statements, and support items reported on your tax returns.

With Marshall & Sterling Insurance you will never feel lost in the compliance maze again. No matter what the changing landscape of regulations may bring we will help you navigate a clear path to compliance.