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As a valued Marshall & Sterling client, we want to alert you of a new law which drastically increases penalties for insurers and employers that fail to comply with the new Affordable Care Act (ACA) Minimum Essential Coverage (MEC) and Large Employer reporting requirements first due in 2016.

By a 6-3 vote, the U.S. Supreme Court struck down a major challenge to the Affordable Care Act, ruling that subsidies may be made available via the federally run Healthcare.gov marketplace to individuals who live in states that do not set up their own health care exchanges.

An important compliance deadline is approaching! PCORI fees are due to the IRS by July 31 from health insurers and the plan sponsors of self-insured plans.

The lengthy and often confusing ACA regulations contain numerous provisions which have and will come into force at varying dates.

The Internal Revenue Service (IRS) has announced the 2016 inflation-adjusted amounts for Health Savings Accounts (HSAs) as determined under the Internal Revenue Code.

While the potential benefits of a successful wellness program are clear, the laws regarding their implementation often are not. See the Fact Sheet for an update on regulations that impact wellness programs.

Compliance with the mandates of the Affordable Care Act is critical for business leaders. Understanding the many details of this legislation is a must, however this new legislation is very complex, and can present challenges for even the most seasoned HR and health insurance professionals.

The following coverage changes are required and will be implemented at your next renewal in 2016 for the offerings referenced in this renewal package.